Citizens Lending Group

Citizens Lending Group, Inc. (CLGI) is a privately owned national mortgage lender based in Towson, MD. According to the CLGI website, the company is one of the fastest growing privately owned mortgage companies in the United States.

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CLGI, Inc. has several offices along the east coast, including branches in Delaware, Maryland, North Carolina, and Pennsylvania.

• Baltimore, MD
• Charlotte, NC
• Lancaster, PA
• Newark, DE
• Towson, MD

CLGI is an Equal Housing Lender authorized to do business in the following 21 geographic locations.

• Alaska
• Arkansas
• California
• Colorado
• Connecticut
• Delaware
• District of Columbia (DC)
• Florida
• Georgia
• Maine
• Maryland
• Massachusetts
• Michigan
• New Hampshire
• New Mexico
• North Carolina
• Pennsylvania
• Rhode Island
• South Carolina
• Tennessee
• Virginia

Citizens Lending Group, Inc. assists a diverse client base secure mortgage loans. The company works with individuals with perfect credit, those currently in bankruptcy, and everyone in between.

Whether you are interested in refinancing your current home or are seeking financing to purchase a new home, CLGI may be able to provide the home loan assistance you need. CLGI works with a network of more than 200 different lenders, and has options that can work for customers with perfect credit through poor credit. CLGI is FHA approved, and provides a full spectrum of FHA loan products. The company also offers a variety of interest-only mortgages.

With the slogan, Leading the Interest Only Revolution, this lender specializes in helping homeowners reduce their house payments through interest-only financing options. Many lenders who offer interest-only loans are only able to help those with stellar credit scores. CLGI, however, has interest-only mortgage programs for which those who don’t have spotless credit may qualify.

An interest-only mortgage loan can reduce your monthly payment by as much as 34 percent. If you’re interested in learning how an interest only loan could change your payment, take advantage of Citizens’ online interest-only loan calculator.

Sher Financial Group, the parent company of CLGI is FHA approved. There are many benefits associated with government-backed FHA loans, including the ability to finance up to 97 percent of a home’s value, the opportunity to borrow money to purchase homes that will not be occupied by the owner, access to reverse mortgages, and more.

CLGI offers financing programs for many different types of properties, including:

• Condominiums
• Duplexes
• Investment properties (single unit or multi-unit)
• Row homes
• Semi-detached
• Single family dwellings
• Townhouses

To start the process of applying for a home loan with CLGI, you may complete the company’s secure online application form.

• CLGI Parent Company: Sher Financial Group
• Participates in the Lending Tree GetSmart ® online financial marketplace lending network.

• Homebuilders Association of Maryland
• Maryland Association of Mortgage Brokers
• National Association of Mortgage Brokers

Are you interested in owning your own CLGI branch? CLGI provides branches with 100 percent commissions, incentives on lending volume, discount vendor relationships, leads, in-house support staff, and more. If you have three years of successful experience in the mortgage industry, and would like to learn how to become a branch owner, contact Tim Rhodes, Branch Coordinator, at 410-256-0225 or timr@citizenslendinggroup.com.

If you are purchasing or refinancing real estate in one of the states where CLGI is authorized to do business, visit CitizensLendingGroup.com to find out how CLGI can assist with your home loan needs.

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