Everyday Lending Mortgage

Company Philosophy

Everyday Lending Mortgage strives to cultivate customer loyalty by utilizing a customer for life business philosophy. The organization stresses providing customers with service that is personal, friendly, and helpful.

The company asserts that the majority of its business consists of referrals from past customers and area Realtors. Businesses boasting significant referral business are typically those whose customers are satisfied with the quality of service received, and who would choose to do business with the same organization again if given the opportunity to do so.

Loan Processing Technology

Everyday Lending Mortgage utilizes technology throughout every stage of the loan process. Customers can complete their loan applications online, and this company uses advanced software applications for loan processing along with automated systems for underwriting. The company's commitment to using available technology to its full potential results in fast loan decisions, quick closings, and low cost loan options.

Mortgage Research Technology

Prospective customers can benefit from Everyday Lending's commitment to technology before beginning the application process. There are a variety of valuable resources on the company's website that individuals shopping for home loans can utilize at no cost.

For example, anyone can view interest rates, corresponding annual percentage rates, and points associated with several different types of loan programs on the EverydayLending.net rates page. You can even register to receive automatic rate alert email notifications about rate changes for up to three different types of loans.

EverydayLending.net also features a variety of mortgage affordability calculators that can help prospective borrowers analyze the implications of different financing options. Available calculators include:

• Debt Consolidation
• Monthly Payments
• Mortgage Payment
• Mortgage Qualification
• Refinance
• Rent Versus Buy

Loan Program Options

Everyday Lending offers numerous mortgage loan programs, designed to accommodate the situations and needs of a wide variety of customers. The company's product offerings meet the needs of a full spectrum of home buyers and homeowners, ranging from those with less than perfect credit struggling to purchase a first home to individuals seeking funding to purchase second homes for vacation or investment purposes, and every situation in between.

• 15 Year Fixed Rate Loans
• 30 Year Fixed Rate Loans
• Adjustable Rate Mortgages
• Balloon Mortgages
• Commercial Loans
• Debt Consolidation Loans
• First Time Home Buyer Program
• Home Equity Fixed Loans
• Home Equity Lines of Credit
• Home Improvement Loans
• Imperfect Credit Programs
• Interest Only Loans
• Jumbo Loans (loans for more than $417,000)
• No Fee Options (no points, no closing costs)
• Piggyback Loans
• Second Chance Loans
• Stated Income Programs
• Zero Down Loan Options

Application Options

Everyday Lending offers a number of mortgage loan application options. To start the application process, see the apply now page on the company's website. Individuals who are ready to seek funding are encouraged to fill out the complete application.

Those who are simply interested in learning about options that may be available to them can complete a short application form, which will be followed up by a telephone call from a loan officer. You may also call a loan officer to complete the application process via telephone.

Everyday Lending Mortgage Contact Information

Everyday Lending Mortgage's offices are located at 5608 Virginia Beach Boulevard, Suite 501, Virginia Beach, VA 23462. You may contact a company representative by calling 800-537-0781 or 757-420-2280. Normal operating hours are Monday through Friday, 9 am - 6 pm, with evening and weekend hours available by appointment.