Fifth Third Mortgage Loan Originator

A Fifth Third mortgage loan originator assists potential applicants with any questions about various mortgage loans products and filling out the application. With the wide variety of mortgage products offered through Fifth Third Mortgage, loan originators must become well versed in the many different types of loans suitable for each situation.

Loan Originators Explained

The loan application process is a multi-tiered process, involving several mortgage professionals. Because of the many laws and regulations involved in mortgage loan processing – and the high amounts of money involved as well – it takes more than one set of eyes to ensure an application is completed correctly and suitable for funding. Typically, a mortgage loan application will pass through many hands before it is ready to go to closing:

• The mortgage loan originator assists applicants with selecting the best loan product and also assists with the filling out of the application, if necessary. Many financial institutions have streamlined the mortgage loan application to where not much assistance is needed at all. Fifth Third Bank is one of the banks that has taken steps to make the application process as simple as possible.

• The mortgage loan processor receives an approved mortgage loan application from the originator and then goes to work on collecting all the necessary documentation for completion of the application. Processors may request documents such as pay stubs and bank statements, although each mortgage loan company has different documentation needs. Fifth Third Bank streamlines the process by only requesting minimum documentation from approved applicants.

• The mortgage underwriter takes a last glance at approved applications to make sure that the applicants are credit worthy and that there is no missing documentation. Since most mortgage companies – including Fifth Third Bank – utilize computer programs to approve or deny mortgage applications, a human underwriter is utilized as a safeguard.

• The mortgage closer prepares all the documents necessary for closing and distributes the documentation to the Title Company or attorney who is handling the mortgage closing. Mortgage closers also typically fund the mortgages via wire transfer.

Fifth Third Bank makes the process of applying for a mortgage quite simple.

Fifth Third mortgage loan originators can have a mortgage loan pre-approved in minutes. Loan originators can also assist applicants with locking in a desirable interest rate. This eliminates the need for playing the guessing game when it comes to your mortgage interest rate.

Fifth Third Bank

Fifth Third Bank is a nationally recognized mortgage lender. This lender loans money for first mortgages as well as for refinancing and equity loans. The Fifth Third Bank website contains plenty of valuable information in addition to contact information for mortgage loan originators:

• Mortgage calculators
• Informative articles
• Interest rate information
• Glossary of common mortgage terms

Fifth Third Bank is generally considered to be a reliable mortgage lender. They offer several different types of mortgage loans including fixed rate and adjustable. Mortgages are available in a variety of locations.

Contacting a Fifth Third Mortgage Loan Originator

Fifth Third mortgage loan originators may be contacted in a variety of ways.

• Via e-mail: mortgageapplications@53.com
• Over the phone: 1-866-351-5353
• The Fifth Third website may contain the information you need and allow you to avoid contacting a loan originator directly.

Loan originators are available every day except Sunday.

Your mortgage loan originator should be helpful and knowledgeable. Loan originators are trained to answer every mortgage question, no matter how silly you think the question may be. After all, you have the right to fully understand your mortgage loan. If you do not feel as though your mortgage originator is giving you accurate information, or if you feel as though your originator is annoyed by your questions, you have the right to ask for a different person to work with. Whether you utilize Fifth Third Bank or some other reputable mortgage lender, the loan originator should make an effort to assist you in every way possible.

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