Home Equity Loans and Mortgages for Oregon

Choosing Home Equity Products and Mortgages for Oregon Residents

There are many options when it comes to choosing a lender to assist with home loans in Oregon. When you are planning to purchase or refinance your Oregon home it is in your best interest to investigate all your options before selecting a lender. It’s important to work with a reputable lender that provides the best possible interest rates along with outstanding customer service.

In Oregon, mortgage lenders must be licensed by the Oregon Division of Finance and Corporate Securities (DFCS). There are more than 1600 mortgage lender firms operating more than 3,300 offices in the state of Oregon. A complete list of licensees can be viewed on the DFCS website.

Additionally, individual loan originators employed by licensed mortgage lenders must also be registered with the state’s DFCS. Information about the more than 14,000 registered mortgage professionals is available here. You can search for loan originators by name, location within the state, or employer name.

You can also identify mortgage lenders and originators who are members of the Oregon Association of Mortgage Professionals by searching the OAMB website. It is also easy to search online for organizations and individuals belonging to the Oregon Mortgage Lenders Association.

Important Oregon Mortgage Websites

• AAXA Discount Mortgages: Information for contacting Oregon home loan advisors
• American Pacific Mortgages: Apply online in English or Spanish for home loans anywhere in Oregon
• Centerpointe Mortgage Services, Inc.: Contact Information for Tigard, OR loan consultants
• Equity Home Mortgage, LLC: Licensed to assist homeowners with home loan needs in Oregon and Washington
• Get Smart Oregon Cities: A service of Lending Tree, select your city to receive home equity or mortgage offers.
• Infinity Lending Solutions: A Eugene, OR firm specializing in home loans, equity lines, and refinancing options
• MortgageLoan.com - Oregon: Compare loan rates for Oregon mortgage options
• Oregon Land Mortgage: Equity loans for all types of property including options for those with poor credit and recent bankruptcy
• Oregon Mortgage Professionals: Provides mortgage lender services for Central Oregon including Bend, Redmond, Sisters, Sunriver, La Pine, and Madras
• Personal Home Loan Mortgages: Directory to help consumers locate Oregon mortgage brokers and title companies
• Respond Mortgage Quote Service: Register to receive quotes or responses from Oregon mortgage lenders
• Pacific Northwest Federal Credit Union: Speak with a qualified mortgage loan specialist in Portland, Vancouver, or Hood River
• Southern Oregon Mortgage: Medford, OR based lender specializing in all types of home loans

Additional Home Equity Loans and Mortgages for Oregon Information

Bend, OR

• American Dream Homeownership Toolkit for Oregon
• Code of Ethics of the Oregon Association of Mortgage Professionals
• How to file consumer complaints about Oregon mortgage lenders
• Investigate the Oregon Loan Guarantee program for low and very low income families across the state
• Look up Oregon lenders you are considering on the Better Business Bureau website to see if there are any outstanding complaints against them
• Oregon mortgage lending regulations
• Portland, OR Habitat for Humanity
• Research the Oregon Bond program to see if you qualify for the low interest Oregon Revenue Bond mortgage program for lower income and/or first time homebuyers
• See Oregon Housing and Community Services for information about funded and low income housing programs across the state
• State of Oregon Real Estate Agency
• View the Oregon Real Estate Guides to locate property across the state

Purchasing or Refinancing Your Oregon Home

Whether you are refinancing your current house or are in the process of buying a new home in Oregon, the mortgage lender you choose can have a significant impact on the outcome of your real estate transaction. Take the time to educate yourself about the various resources for home equity loans and mortgages for Oregon so you can make an informed decision about the best home loan option for your particular situation and needs.