Household Finance Home Mortgages

From LoveToKnow Mortgage

People have been able to utilize Household Finance home mortgages for more than a century. Now a part of the HSBC group, Household Finance is committed to providing sound financial solutions to its customers.

About Household Finance

Household Finance specializes in helping customers save money on mortgage interest rates with refinance and home equity options. Whether you are looking for a way to utilize the equity in your home to make home improvements, to consolidate debt, or are simply looking for a way to reduce your monthly payments, Household Finance is likely to have a mortgage loan program that meets your needs.

Depending on your current financial situation, you might be able to save a significant amount of money with one of HFC’s mortgage rate reduction loans.

The following calculators can help you understand how a home loan refinance might be able to help you save money:

Locations

Household Finance operates more than 500 branch offices located in 39 states throughout the United States of America. Visit the company's website to find the closest branch to you.

How to Apply for Household Finance Home Mortgages

The first step in applying for a loan from Household Finance is to fill out the secure, no-obligation online application form.

Upon submitting your online application you will be assigned a personal account executive who will follow up within two business days of receiving the application. For your convenience, you can meet with your representative at the local branch, or the entire transaction can be handled by telephone and mail.

Your account executive will work closely with you and will explain all of your options so you can make a sound decision about the best loan program for your situation. Once you select a loan product, your Household Finance home mortgages representative will work with you on your final loan application.

Once your loan is approved your representative makes arrangements for a convenient time and location to take care of signing the necessary paperwork. Depending on the purpose of your loan, HFC can deposit the funds into your bank account, send a check to you, or you can pick up the proceeds at the closest branch.

Household Finance Loans Options Include

  • Bill Consolidation
  • Debt Consolidation
  • Home Equity Loans
  • Home Refinance
  • Home Repair
  • Interest Rate Reduction Loans
  • Personal Expenses
  • Other Options

Managing Your HFC Account

Once you have become a Household Finance customer, you can utilize the company’s sophisticated online customer service system.

Online account service options for Household Finance Home Mortgages customers include:

  • Automatic debits
  • E-mail alerts
  • Online statements
  • Rush payments
  • Recurring payments

Other Products

The HSBC Group, the parent company of Household Finance, is one of the world’s largest financial services organizations. Products available through the HSBC group include:

  • New and used automobile loans
  • Credit cards
  • Credit monitoring service
  • Various types of insurance

Is Household Mortgage the Best Choice For You?

There are many factors to consider when preparing to refinance your home or secure a home equity line of credit. Before choosing a lender it’s important to research the different options so you can be sure to select the loan program and lending institution that best meets your needs. To learn more about Household Finance, call (800)340-7866 or visit HFC.com..

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Comments

Thomas, you may want to consider refinancing with a different lender if you are unhappy with the interest rate and service you receive now. For more information specific to your HFC account, contact a customer service representative: (800)340-7866.

-- Contributed by: Tamsen Butler

My second mortgage with HFC has an ungodly interest percentage that I have been trying to lower for years. My loan was through the Wilmington Pike Office in Ohio and I have been denied numerous times to refinance. I have never missed a payment in over nine years. Please let me know how I can get an online access account so I may view my account and actually see the ungodly interest rate and then contact the powers to be before I cannot maintain this account. Your company helps those who cannot pay and embezels those who have squeezed payments on time to make ends meet and not default on the account until they have to default in these times.

-- Contributed by: Thomas Boscarino

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