Wells Fargo Mortgage

About Wells Fargo Mortgage

Wells Fargo Mortgage is a division of Wells Fargo Bank. This company has been in business for many years and is one of the world's most renowned financial institutions. They are the second largest commercial lender in the U.S. by volume, and the largest provider of retail home mortgages.

If you are in need of a new home mortgage, a refinance loan, or a home equity loan, Wells Fargo Mortgage can help you. They offer loan programs designed for first time buyers, people with credit issues, and loans for those who wish to renovate when they buy.

The information shown below touches on a few of the many different types of mortgage loans offered by Wells Fargo, as well as information on how to contact the company and start the application process. If you wish to learn more about any of these mortgage products or if you are interested in receiving a free, no obligation mortgage quote, visit the official Wells Fargo website at www.Wellsfargo.com.

Wells Fargo Mortgage Products

Wells Fargo offers a wide range of mortgage products that cater to many different needs. To find out which program is right for you, you can ask for a personalized loan recommendation or you can review their offerings and choose the loan program that you feel best fits your needs.

Here are a few of the different mortgage loan programs offered by Wells Fargo Mortgage:

Purchase and Renovate Program

The Purchase and Renovate Program is specifically designed for homebuyers who are buying a fixer-upper. This loan program allows you to borrow cash for the home purchase and home improvements at the same time. The amount of money that you are permitted to borrow through the Purchase and Renovate Program is based on the estimated value of your home after improvements are made, giving you access to more money than the average loan program.

FLEX/FIXED Program

The FLEX/FIXED® Program offered at Wells Fargo is perfect for homebuyers who wish to take advantage of the low interest rates that typically accompany adjustable rate mortgages, but still want the predictable payments of a fixed rate mortgage. The program has introductory rates as low as 3 percent and offers larger sums of money than can be attained with a traditional fixed rate loan.

No Money Down Plus Program

The No Money Down Plus Program is great for buyers who don't have a down payment or money for closing costs. This loan program allows you to finance 100% of the home purchase price, plus closing costs and other prepaid expenses up to 103% of the value of the home.

Home Equity Conversion Mortgage

The Home Equity Conversion Mortgage (HECM) Program offered by Wells Fargo is a reverse mortgage program that is backed by the FHA. With this loan program, seniors can pay as little out of pocket every month as possible. Rate adjustments and payment options are also very flexible.

Home Credit Solutions

The Home Credit Solutions Program is designed for homebuyers who have current or past credit problems. This loan program allows borrowers to choose between fixed rates and adjustable rates. It also encompasses options that include refinancing and renovations.

Contacting Wells Fargo

If you wish to contact Wells Fargo Mortgage, you can use the contact form found on their website, or you can call 1-877-937-9357.

Wells Fargo works in all 50 states in the U.S. and has more than 10,000 mortgage experts who are available to answer your questions and help you through the mortgage loan application process.