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Bill, you will want to consult a tax advisor to find out if you qualify in your particular situation. You may find that you do not qualify since the current home is in your name, but there may be additional factors to consider that make you eligible.

-- Contributed by: Tamsen Butler

My name was added to a mortgage when it was refinanced by a nonrelative a few years ago. I was not the original buyer. The house been paid off and my name is still on the home. I purchased a home (being a first time buyer) in 2009. Do I qualify for the tax credit?

-- Contributed by: Bill

Child support can qualify as income if it is court-ordered. Read more about grants for single moms in this LoveToKnow article: Help for Single Moms to Buy a House

-- Contributed by: Tamsen Butler

I AM A 22 YEAR OLD STAY AT HOME MOTHER OF FOUR LOOKING FOR HELP IN GETTING MY FIRST HOUSE! I HAVE A CHILD SUPPORT INCOME OF 1500.00 A MONTH! IS THERE ANY PROGRAMS OUT THERE THAT HELP FIRST TIME HOME LOANS FOR STAY AT HOME MOMS OR WILL MY CHILD SUPPORT NOT QAULIFY?

-- Contributed by: ?

Monica, I'm going to suggest that you do a few things. First, get a copy of your credit report to find out exactly how bad your credit is, and then figure out what you can do to bring your score up a little. Raising your score will give you a better chance at getting a mortgage loan, and so will building up a significant down payment. Also be sure to check out the FHA website (www.fha.gov) for information on first time homebuyer loans.

If your credit is bad because you have a difficult time paying bills in a timely manner then you will want to figure out a way to get that situation under control before you jump into homeownership, otherwise you're setting yourself up for a bad situation.

-- Contributed by: Tamsen Butler

My husband and myself would like to own our own home we have bad credit and would like sone direction. We have never owned a home.

-- Contributed by: Monica Guerrero

Gary, check out these LoveToKnow articles: Women First Home Down Payment Grants and Mortgage Subsidies and Help for Single Moms to Buy a House. You should also suggest that she check out the FHA website: www.fha.gov.

-- Contributed by: Tamsen Butler

Hi my friend is a woman and is looking for a home to purchase. Can you please tell me what programs they have for a single mothers.

Thanks

-- Contributed by: Gary
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